Merchant Services
Stop Paying 3–4% In Credit Card Fees.
We’ll Eliminate Your Processing Costs and Fund $1,500/Month of Pro Marketing for Your Business.
No hidden junk fees. No long-term lock-in. Just modern dual-pricing that eliminates credit card processing fees, paired with a dedicated video and social media team to bring fresh new local customers to your doors.
Minimum qualification: $7,500/month in credit/debit card volume. (If you are starting a business or processing less than $7,500/month, see Q&A below).
Ibrahim Ayyad, Bagel Shop Owner. He saved over $30,000 a year.
Traditional Processing vs. The MBNCARD Dual-Pricing Model
| Traditional Processing | The MBNCARD Dual-Pricing Model |
|---|---|
| 3%–4% cut taken off every card transaction | 0% net fees on eligible card sales |
| Unpredictable monthly statements & hidden junk fees | 100% transparent pricing with zero surprise surcharges |
| Rigid contracts with penalty exit clauses | Flexible, month-to-month terms backed by U.S. support |
| They take and give you nothing back | IndyBanc gives you $1,500 in Digital Marketing for 12 months when you switch. |
The 4 Core Marketing Deliverables
The Following Are Paid for by IndyBanc When You Switch to ¹MBNCARD via IndyBanc. Most agencies charge $1,500 to $3,000 every month for these exact services. IndyBanc covers 100% of the cost for the next 12 months:
Countertop NFC Google Review Stand
Customers simply tap their smartphone to your checkout stand, and your Google 5-star review page pops up on their screen in seconds. Turn happy foot traffic into verified ratings on autopilot. (One per counter/per store).
Dedicated Social Media Manager
No more wondering what to post. Your assigned manager creates, edits, and publishes high-converting weekly posts and reels across two major platforms (Instagram, Facebook, or TikTok) for 12 months.
Professional Video Testimonials & Commercial
We capture authentic customer video testimonials and produce a custom 30-to-60-second broadcast-quality commercial for 12 months. You receive 100% copyright ownership to use anywhere you want.
Zero Credit Card Processing Fees
Powered by the MBNCARD Cash Discount Program and ²DuoPrice™. Transparent, compliant dual pricing lets cash customers get a discount while eliminating card swipe fees from your bottom line. Just one flat $49/month software maintenance fee.
See Your Potential Annual Savings
$30,000
Estimated Annual Savings: ~$10,800$75,000
Estimated Annual Savings: ~$27,000$150,000
Estimated Annual Savings: ~$54,000How Can We Afford to Give Away $1,500/Month in Free Marketing?
Traditional Processors: It’s simple math.
MBNCARD pays IndyBanc an ongoing commission for onboarding reputable, active merchant accounts. Instead of keeping that commission as pure profit, we reinvest it right back into marketing your business.
When your marketing brings in more foot traffic, your processing volume grows, and our partnership prospers. We only win when you grow.
Keep What Works. Upgrade What Doesn’t
Switching your merchant account does not mean interrupting your store’s operations.
- Works With Your Current System: ²DuoPrice™ integrates seamlessly with most major POS setups, countertop card terminals, and e-commerce platforms (including Clover, traditional terminals, and virtual gateways).
- Universal Acceptance: Never miss a sale. Accept EMV chip, tap-to-pay, Apple Pay, Google Pay, debit/credit cards, and gift cards with sub-second terminal response times.
- Chargeback & Fraud Shield: Rest easy with end-to-end encryption, full PCI-DSS compliance, and automated tools that minimize chargebacks and flagged transactions.
- Zero Down-Time Onboarding: We handle configuration in the background, so you never miss a sale.
Trusted Social Proof: Trusted by retail shops, restaurants, and service providers nationwide. No cancellation fees.
MBNCARD offers POS Equipment for all businesses small or large, in-house, online, or on the go. For more info visit MBNCARD POS Equipment.
The Signed $1,000 IndyBanc Guarantee
We do not hide behind fine print. There are no multi-year contracts and no cancellation penalties.
If you process at least $7,500/month, switch to ¹MBNCARD through IndyBanc, and our team fails to deliver your monthly marketing assets and deliverables as promised, we will write you a check or wire you $1,000 cash.
Claim Your $1,500/Month Marketing Package & Eliminate Card Fees
Fill out this 30-second form to verify your processing volume and lock in your marketing package before local capacity fills.