1. Nature of Services

• IndyBanc is a licensed mortgage and money broker. We coordinate and facilitate introductions to independent lenders and financial institutions but do not make loan decisions, set terms, or guarantee loan approvals.
• IndyBanc may receive compensation from both borrowers and lenders for its services. All loan approvals and credit decisions are made solely by the lenders.
• IndyBanc operates only in states where the loans we broker do not require a license.

2. No Advice

Information provided by IndyBanc is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult licensed professionals for guidance.

3. Third-Party Relationships

IndyBanc works with independent lenders, banks, mortgage bankers, and other third-party service providers. Any agreement or transaction is between you and the third-party provider. IndyBanc is not responsible for their actions or performance.

4. Limitations of Liability

To the fullest extent allowed by law, IndyBanc shall not be liable for any direct, indirect, incidental, consequential, or special damage arising from your use of the Services or any third-party services.

5. Indemnification

If you hire IndyBanc to secure a loan for you, you agree to indemnify and hold IndyBanc, its affiliates, officers, and employees harmless from any claims, damages, or losses arising from your use of the Services or violation of these Terms.

6. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes shall be resolved exclusively in courts located in Harris County, Texas.