Disclosures
IndyBanc is a nationwide mortgage and loan broker under contract to conduct business with Bankers, Lenders, and Wholesale Lenders nationwide. We coordinate and facilitate introductions between borrowers and multiple banks or lending institutions nationwide.
Important Disclosures:
1. Broker Status
- IndyBanc is a licensed mortgage and money broker.
- We receive compensation from both borrowers and lenders for the broker services we provide.
- All loans and credit decisions are made solely by the lender.
2. Loan Approval Disclaimer
- Submission of any application or inquiry does not guarantee loan approval, interest rates, fees, or terms.
- IndyBanc does not set loan terms, approve loans, or make underwriting decisions.
3. State Licensing
- IndyBanc only operates in states where the loans we broker do not require a license.
- We do not operate in states that require a broker license for these loans.
4. Risk Disclosure
- Borrowing involves financial risk. Interest rates, fees, and loan performance may vary by lender.
- IndyBanc is not responsible for any adverse financial outcomes resulting from lender decisions.
5. Privacy & Data Use
- Personal and financial information collected will be used solely to facilitate lender introductions and may be shared with lenders and relevant third-party partners.
- Information is handled in accordance with our IndyBanc Privacy Policy.
6. No Advice Provided
- Information provided by IndyBanc is for general informational purposes only.
- IndyBanc does not provide legal, tax, accounting, or investment advice.
7. Jurisdiction
- IndyBanc operates from Houston, Texas. Services are provided nationwide through independent lending partners, subject to applicable laws.